Unlocking Homeownership for the Self-Employed: A Smarter Lending Option

If you’re self-employed, you know the struggle: you work hard, bring in solid income, but when it comes to buying a home—your tax returns don’t tell the full story. Why? Because like most business owners, you’re smart about maximizing deductions to reduce your tax liability… but that can hurt you when qualifying for a mortgage.…

If you’ve ever had a buyer fall in love with a condo unit, only to hit a dead end because the entire complex wasn’t FHA approved, you know the pain. But here’s some good news: FHA Spot Approval might just be the game-changer your buyer—and that community—needs. What Is an FHA Spot Approval? In short:…

Let’s talk about something that’s shaking things up behind the scenes in mortgage land: underwriting is tightening up — a lot. If you’ve noticed more documentation requests, longer approval timelines, or surprise conditions popping up before closing, you’re not imagining it. Lenders and underwriters are turning over every stone right now. Here’s why — and…

If you’re wondering whether now is the right time to buy a home—or if it’s better to hold off—you’re not alone. With the housing market constantly shifting, it’s easy to feel unsure about timing your purchase. But don’t worry! Let’s break it down and help you decide if now is the right time for you.…

It’s not about perfection—it’s about embracing the little things that make you you. Your quirks, your values, and yes, even the giggle you’re convinced is annoying (spoiler: it’s not). Maybe it’s your signature messy bun or your unapologetic love of plants (hi, fellow crazy plant lady here). People don’t connect with perfection. They connect with…